Supplemental Liability Insurance (SLI) increases your liability coverage to a specified amount, normally $500,000 or $1 million combined single limit for any one accident. It is primary coverage and protects your personal assets and prevents your personal auto policy from being responsible for anything below the policy limit. SLI covers injuries to persons and property you damage while driving the rented car. It does not cover you or passengers in the rented car.

Every Payless vehicle is covered by liability insurance with limits up to-but no higher than-the minimum permissible limits prescribed by the laws of the state in which the accident occurs. Whether your personal auto policy or our liability insurance is responsible depends on where the accident occurs. If the accident happens in the following 12 states: AZ, CA, KY, LA, MA, ME, MD, MI, MN, NE, NY, SC, our coverage is primary. In other states the loss is apportioned between your insurance company andours, or your insurance company pays the entire loss.

Every Payless car is rented on the assumption that your personal auto policy will cover all liability claims for injuries to others that you cause. This keeps our costs down and we pass that savings on to you in the form of competitive prices.